If you are tired of paying exorbitant interest rates for your credit cards and loans or you need a debt consolidation and loan refinance, the Navy Federal Credit Union is an option you need to examine. It is the best alternative to all financial institutions, because it is the largest credit union in the US and the world and one of the most credible institutions you can find. It is a non-profit institution and opposite from the banks charges less for all products and services. It is not owned by a particular manager, but co-owned by its members, thus there are no high rates and bonuses for managers and other executives.

The Navy Federal Credit Union started in 1933, when the US was going through some harsh financial periods. Since then, this credit union has been growing and expanding, becoming today the most important credit union in the world. It features approximately 2,5 million members and new members can join even if they are not working in the Army and any military force. For those who have joined the army, it is by default the best financial institution to be.

They offers a large array of products and services to its members, such as home and car loans, personal and education loans, checking and saving accounts, insurance and pretty much everything you might need. Moreover, one of the basic benefits offered to you is the possibility to attend instructional and educational seminars on several financial issues, such as buying a house or making some investment. When attending these seminars you have the chance to get to know the formalities and procedures required in several everyday issues. And the best part is that these seminars are offered for free to the members of the Union.

For those in the Army and Military Forces, there are also additional services provided by the Navy Federal Credit Union. These services aim at educating the people that work in the Army on issues and procedures regarding their profession.